| A | B |
| self-concept | the mental image a person has of his or her self |
| self-assessment | process of taking stock of your interests, aptitudes, and abilities |
| interests | activities, events, and ideas a person likes |
| aptitude | a person's natural physical and mental talent for learning |
| ability | a task or skill a person has already developed |
| personality | how a person thinks or feels |
| habit | doing something in the same way every time |
| values | the principles and beliefs a person considers important |
| lifestyle goals | a list of what a person really wants out of life |
| short-term goal | a goal a person wants to reach within a few months |
| long-term goal | a goal that may take several months or years to achieve |
| standards | accepted levels of achievement |
| standard of living | the goods and services a person considers essential for living |
| resources | all the things a person has or can use to reach goals |
| human resources | resources such as skills, knowledge, and experience |
| nonhuman resources | time and material a person has or can use to achieve goals |