| A | B |
| Collateral | Security to help guarantee a loan. |
| Credit References | People you have borrowed from in the past. |
| Creditworthy | Based on the C's of credit. |
| Capital | How much you own beyond what you owe. |
| Credit History | Past debt. |
| Co-signer | Responsible for loan if original debtor fails to pay. |
| Capacity to Pay | Your ability to pay. |
| Character | Earned by paying bills on time. |
| Credit Bureau | Maintains credit history. |
| Credit Limit | Maximum you can borrow. |