| A | B | 
| cookies | small files stored on a computer that enable a Web site to "remember" information about a visitor | 
| Electronic funds Transfer | part of a system of carrying out financial transactions by computer rather than using checks or cash | 
| fraud | deceitful conduct designed to manipulate another person for gain | 
| identity theft | illegal use of an individual's personal information, such as credit cards, bank and investment account numbers, social security numbers, etc, and using them to commit theft or fraud | 
| online profiling | practice in which companies collect information about the Web sites a consumer visits, then uses that information to predict what the consumer may buy in the future | 
| secure site | website that uses safeguards to protect information from theft during transmission | 
| Social Security Number | Unique 9 digit number used by Social Security Administration to keep track of a person's earnings.  It can be used to access bank and credit card accounts as well as other personal information | 
| card reader | machine that captures the card number from the magnetic strip |