| A | B |
|---|
| The cost of credit that consumers pay, expressed as a simple annual percentage | APR - Annual Percentage Rate |
| The crime of falsely and fraudulently making or altering a document (Such as a check) | Forgery |
| Moving financial funds from one account to another by electronic means | Electronic Transfer |
| Any interest-bearing or discounted government or corporate security the obligates the issuer to pay the hiolder a specified sum of money | Bond |
| Made in imitation of something else with intent to deceive | Counterfeit |
| A piece of paper currency | Note |
| The state of insolvency of an individual or organization; a legal proceeding declaring that an individual in unable to pay debts | Bankruptcy |
| A loan and bill payment history kept by an agency and used by financial institutions and other potential creditors to determine the likelihood that a future debt will be repaid | Credit Report |
| Paper money | Currency |
| A payment card embedded with a computer chip that can perform special functions | Smart Card |
| Banking and financial services provided by electronic means (e.g: phone, Computer, etc.) | Electronic Banking |
| To balance and check the accuracy of a financial account | Reconcile |
| The amount of money received in return for services or labor for a period of time | Income |
| A payment card from a financial services company or bank that allows cardholders to buy goods and services on credit | Credit Card |
| Someone using the personal and financial information of another person in order to commit financial fraud | Identity Theft |
| Initial interest rate offered on a credit account for a period of time. | Introductory Rate |
| The collection of funds on which a check is drawn, and the payment of those funds to the holder of the check | Check Clearing |
| A deception deliberately practiced in order to reap an unfair or unlawful gain | Fraud |
| To Desire | WANT |
| Targeting high-cost loans to elderly, low-income, and other people to take advantage of their financial status or lack of financial knowledge | Predatory Lending |
| A payment card similar to a credit card that allows money to be withdrawn or the costs of purchases paid directly from the holder's bank account | Debit Card |
| A marking in paper (such as paper currency) resulting from differences in thickness and visible when the paper is held up to the light | Watermark |
| Financial outlays | Expenses |
| A bill of exchange on a bank drawn against deposited funds to pay a specified sum of money to a specified person on demand | Check |
