| A | B |
| cookies | Small files stored on a computer that enable a Web site to “remember” information about a visitor |
| Electronic funds transfer (EFT) | A part of a system of carrying out financial transactions by computer rather than using checks or cash |
| fraud | Deceitful conduct designed to manipulate another person for some gain |
| identity theft | The illegal use of an individual’s personal information, such as credit cards, bank and investment account numbers, social security number, etc., and using them to commit theft or fraud |
| online profiling | A practice in which companies collect information about the Web sites a consumer visits, then use that information to predict what the consumer may buy in the future |
| secure site | A website that uses safeguards to protect information from theft during transmission |
| Social Security number | The unique nine-digit number used by the Social Security Administration to keep track of a person’s earnings. It can be used to access bank and credit card accounts as well as other personal information |
| card reader | Machine that captures the card number from the magnetic strip. |