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INtro to Payer Review

AB
HMOReferral required, closed network
PPOIn and out of network provider, open network
FFSTraditional Plan
POSGatekeeper
HSAa tax-advantaged medical savings account available to taxpayers
FSAa type of account used to pay for medical expenses not paid for by insurance
CDHPLow premium, hight ded, preventative care is covered at 100%
MedicareMost Americans who are 65 or older are insured by
Commercial PayersMost Americans under the age of 65 are insured by
MACHas own local coverage
Managed careA plan that uses a network of healthcare providers and facilities; cost effective health care.
Medi- MediMedicare Primary - Medicaid Secondary
site of care for a medical benefitPhysician's Office and/or Hospital Outpatient
site of care for a pharmacy benefitHome (self administered drugs)
Assignment of Benefitsarrangement by which a patient requests that their health benefit payments be made directly to a designated person or facility
Hybrid BenefitA HCP (Healthcare Provider) must send a RX (Prescription) to Specialty Pharmacy
Coveragecircumstances under which products and services are eligible for payment ; formalized policy
Paymentthe value set by the payer for specific services or supplies
Codingpayers rely on the me to process claims for products and services



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