| A | B |
|---|
| Credit counselor | Help consumers with their credit problems. |
| Debt Repayment Loan | Reorganize debts. |
| Truth-in-Lending Law | Requires that you be told the cost of crecit. |
| Usury Law | Restricts the amount of interest that can be charged. |
| Equal Credit Opportunity Act | Credit application can be judged only on the basis of financial responsibility. |
| Fair Credit Billing Act | Requires creditors to correct billing mistakes brought to their attention |
| Fair Credit Reporting Act | Gives consumers the right to know what specific information credit bureaus are providing to potential customers. |
| Fair Debt Collection Practices Act | Protects consumers from collection agents. |
| Federal Trade Commission | Enforces laws on credit. |
| Chapter 7 Bankruptcy | Liquidation. |
| Chapter 13 Bankruptcy | Propose a plan for using future earnings and assets to eliminate debts over a period of time. |
| Bankruptcy | Legal process in which some or all of the assets of a debtor are distributed among the creditors. |
