| A | B |
|---|
| automated teller machine (ATM) | computer terminal to make bank transactions |
| automatic withdrawal | bill that are paid at a specified time through the bank |
| canceled checks | a check paid by the bank |
| cashier’s check | a bank's personal check |
| certified check | a check from your account guaranteed by the bank |
| check | an order for your bank to pay money from your account |
| check register | an area to record your checking transactions |
| currency | paper money used for financial transactions |
| debit cards | a card used to transfer money from your account to pay someone |
| direct deposit | a deposit made directly to an account avoiding paper |
| electronic funds transfer (EFT) | movement of money between accounts using a computer |
| blank endorsement | the signature on a back of a check |
| money order | a check that draws on the bank that issued it |
| overdrawing | writing a check for more than is in your account |
| payee | the person or business to whom the check is written |
| PIN | personal identification number |
| statement | a written record of your account from your bank |
| credit | making a deposit into an account |
| debit | withdrawals from an account |
| outstanding checks | checks written but not cleared by bank |
| bouncing checks | overdrafts |
| reconciliation | bringing the bank statement and your check register to balance |
| restrictive endorsement | "for deposit only" with signature |
| service charge | fees bank charge for maintaining your checking account |
| overdraft charge | fee banks charge for checks written and no money in account to cover it |
| NSF | code for overdrafts |
