| A | B |
| secured credit card | helps to begin to build a positive credit history |
| Schumer Box | where terms and conditions of credit cards are posted |
| benefit of credit card | cardholder will develop a positive credit history |
| disability insurance | provides coverage if income is lost due to injury or illness |
| deductible | the amount the insurance policy holder must pay before repairs may be made to their damaged car |
| premium | the amount the policyholder must pay each month in order to purchase an insurance policy |
| property insurance | pays for loss to the insured person |
| liability insurance | pays for loss to other people |
| a cause of negative credit history | applying for credit many times within a short period of time |
| past due amount (on credit card statement) | minimum payment due that's not paid by the due date |
| credit report | a summary of a consumer's credit accounts and payments on those accounts |
| hard credit check | will potentially affect credit score; i.e., you give a cell phone company permission to check your credit |