| A | B |
|---|
| Policy that provides a death benefit and builds cash value | Permanent Life |
| healthcare providers that work together to provide services | Preferred provider Organization PPO |
| Insurance replacing part of your income if injured (non work) | disability insurance |
| Clause that provides 100 percent coverage after a determined amount is reached | stop loss provision |
| Person designated to receive money from a life insurance policy | beneficiary |
| Price you pay for insurance coverage | premium |
| Buying insurance to shift risk to the insurance company | risk transfer |
| The chance of injury, damage, or economic loss | risk |
| The process of identifying risks and deciding their seriousness | risk assessment |
| Setting aside money to be used in the event of an injury or loss | self-insure |
