| A | B |
| Failure to plan | No shopping list, does not plan ahead |
| Failure to protect | Placing inappropriate pictures on the Internet which are later affect a job applicants employment |
| Failure to be informed | Did not read the label for a product |
| Failure to communicate | Fail to tell a high pressure salesmen NO |
| Failure to be informed | falling for a chain letter and sending money |
| Failure to plan | Spending all your inheritance in one year |
| Failure to communicate | You fail to discuss the purchase of new furniture with your spouse and they hate it when it arrives |
| Failure to protect | You leave your social security card on your desk for anyone to see |