| A | B |
| Commercial Banks | full service financial institutions that offer a variety of services |
| Credit Unions | nonprofit financial cooperations owned by its members |
| Savings and Loans | financial institutions that provide loans and mortgages to customers who hold a savings account |
| Payday Loans | lenders sometimes considered "predatory lenders" because they charge such high interest rates |
| Checking Account | account where paper checks or debit cards are used to withdraw deposited money |
| Loan | borrowed money |
| Savings Account | account where paper checks or debit cards are used to withdraw deposited monday |
| Interest Rate | a percent that is paid on money in a band account or money owed |