| A | B |
|---|
| renter's policy | insurance that protects renters from property and liability risks |
| homeowner's policy | insurance that protects property owners from property and liability risks |
| package policies | include several types of coverages in single contract with lower premium |
| endorsement | written amendment to insurance policy |
| co-insurance clause | provision requiring building insurance for state percentage of replacement value |
| personal property floater | insurance coverage for insured's moveable property |
| liability coverage | insurance to protect against claims for bodily injury to another person or their property |
| attractive nuisance | dangerous place, condition or object that is attractive to children |
| collision coverage | automobile insurance that protects your car against damage from accidents or vehicle overturning |
| comprehensive coverage | damage to your car from causes other than collision or vehicle overturning |
| personal injury protection | automobile insurance that pays for medical, hospital and funeral costs of insured and his/her family and passengers |
| uninsured motorist coverage | automobile insurance that pays for your injuries when other driver is legally liable by unable to pay |
| no-fault insurance | automobile insurance in which drivers involved in accident receive reimbursement for their medical and repair expenses from own insurer |
| assigned-risk pool | consists of people who are unable to obtain automobile insurance |
| umbrella liability insurance | supplements your basic auto and property liability coverage by expanding reimbursement limits and including more risks |
