| A | B |
|---|
| Total credit line | the maximum amount that can be charged. |
| Total available credit | Total credit line minus the new balance. |
| Cash limit | maximum amount that can be used as a cash advance |
| Cash available | cash limit minus new balance |
| Amount past due | any amount that was not paid on time |
| Statement closing date | the date of the last purchase billed on this statement |
| New balance | what is now owed |
| Payment due date | date by which the minimum payment must be made |
| Minimum payment | the least amount that must be paid to avoid penalty |
| Previous balance | last monthÕs balance |
| Payments | how much was paid in the last billing period |
| Other credits | any refunds posted to the account in the last billing period |
| Purchases | total amount spent in this billing cycle; this is itemized in another part of the statement |
| Cash advances | amount charged to this account for cash received |
| Other fees | late fees or other service charges |
| Finance charge | interest incurred on previous balance |
| Grace period | time when no interest is charged on new purchases if the new balance is paid in full by the payment due date |
