| A | B |
| Covers your vehicle for damage caused by impact with another vehicle or object or overturn of your vehicle | collision coverage |
| Pays if you are struck by someone who does not have insurance | uninsured motorist coverage |
| Pays for medical expenses for you | medical pay (med pay) |
| Provides protection when you are held legally responsible for bodily injury and property damage caused by an auto accident | liability coverage |
| This coverage is elective coverage by the insured that provides specific coverage for incidents requiring towing of the insured's vehicle(s) | miscellaneous coverage |
| Provides protection from theft, windstorm, hail, flood, falling objects, collision with a bird or animal | comprehensive coverage |
| Pays for your coverage if you are in an accident and the other motorist has lower liability coverage than your coverage. Your coverage will pay the difference. | underinsured motorist coverage |
| Physical injury to or destruction of or loss of use of tangible property such as other vehicle, buildings, telephone poles, fences, etc. | property damage coverage |
| Rental coverage is covered under this section of an automobile policy | miscellaneous coverage |