| A | B |
|---|
| Whenever you spend money | you are making a series of choices. You are choosing\: (Check all that apply) |
| *To buy something today instead of something else today | or paying bills with the money you have |
| *To buy a particular something at a certain price | instead of a comparable item at a different price |
| You have been told by your investment broker that it will take 20 years for your $10 | 000 to reach $20 |
| If you are receiving 4% on your investment of $5 | 000 |
| When writing a check | make sure that you do NOT ____________. |
| When applying for a bank account | which of the following do you NOT need to have? |
| If you don't graduate from college | you do not have to pay you loans back |
| If the balance in your checkb ook register does not match the balance on your bank statement | the first thing you should do is ______. |
| *that the more often it is compuonded | the more the interest accrues |
| that the more often it is compounded | the less the interest accrues |
| If you choose overdraft protection from your bank | you need to know ___. |
| *Credit unions | finance companies |
| Banks | credit unions |
| Finance companies | payday lenders |
| Banks | payday lenders |
| If you liquidate too quickly | you are charged a penalty |
| The following are factors that influence your income | except ____. |
| When Using a federal tax table to file income taxes | you should use your net pay for the year |
| When working on a budget | which of the following categories should be the least important on your list? |
