| A | B |
| person who is covered by insurance | the “insured” |
| type of policy may cover you for several years or until you reach retirement age | long term disability |
| type of policy pays you a portion of your income for a short period of time, such as 13-26 weeks | short term disability |
| a return on part of your premium | dividend |
| a way of protecting your family from financial hardship when you die | life insurance |
| out-of-pocket payment of remaining health bills | co-insurance |
| helps pay expenses of a hospital stay | hospitalization insurance |
| covers the fees of doctors who do surgery | surgical insurance |
| person named in the policy to receive the death benefits | beneficiary |
| pays workers a portion of the income they lose if they cannot work due to a health condition or injury | disability insurance |
| pays the fees of other doctors who see you in or out of the hospital , or physical therapy | medical insurance |
| the money that you get if you can your life insurance policy | cash value |
| insurance that offers protection for a fixed period of time | term life insurance |
| protects against financial loss from medical bills | health insurance |
| type of policy may cover you for several years or until you reach retirement age | workers compensation |