| A | B |
|---|
| Cashier's check | A check that a bank draws on its own in-house funds. |
| Certified check | A personal check for which a bank has guaranteed payment |
| drawee | The bank or other financial institution in which the account is held. |
| Drawer | The owner of the account and the personal who signs the check. |
| Forgery | The crime of writing another person's signature on the check without his or her authority. |
| money order | A form of payment that orders the issuing agency to pay the amount printed on the form to another party. |
| overdrawing | Writing a check for more money than is in one's account. |
| payee | The person to whom the check is written. |
| postdated check | A check dated later than the date on which it is written. |
| Stop-payment order | The form intructing a bank not to pay a certain check. |
| Blank Endorsement | An endorserment consisting of only the endorser's name. |
| Check register | A separate form on which the depositor keeps a record of deposits and checks |
| Restrictive endorsement | An endorsemennt that limits the use of a check to the purpose given in the endorsement. |
| Special Endorsement | An endorsement including the name of the person to whom the check has been transferred. |
| Signature card | A card kept by a bank, that shows the signatures of all individuals authorized to draw checks against the account. |
| service Charge | A fee a bank charges for handling a checking account. |
