| A | B |
| Budget | Plan for spending your money |
| income | amount of money you earn or receive |
| expenses | the way your spend your money |
| Zero-based Budget | Tell every dollar where to go |
| wants | Items people desire, but don’t need to survive |
| needs | A basic item that all people require for living. |
| prioritize | Ranking items in order of importance |
| values | The beliefs, feelings, and experiences a person considers to be important and desirable. |
| deduction | Money taken out of paycheck- taxes, fica, etc |
| gross income | Pay BEFORE deductions |
| net income | pay after all deductions |