| A | B |
|---|
| Fair Debt Collections Act | Prohibits discrimination due to national original, gender, marital status, or age. Debt collectors may not harass, oppress, or abuse you in order to collect debt. |
| Consumer Leasing Act | Lease agreements must include certain terms, including the number of leases and amount of the payments. Also must include penalties for not paying on time. |
| Truth in Lending Act. | Requires the uniform disclosure of credit cards, and other loans. Limits your liability for lost/stolen card to $50. |
| Consumer Credit Protection Act of 1968 | You must report whether ATM card is lost or stolen. If you fail to report it, you can be liable for up to $500 or an unlimited amount. |
| Fair Credit Reporting Act | Regulates the type of information that can be in your credit report. Specifies who can get a copy of your credit report. |
| Fair Credit Billing Act | Protects you against billing mistakes on disputed items or services that cost $50 or more. You may dispute billing errors such as unauthorized charges. |
| Comply | To act in accordance with wishes, requests, or demands; to agree |
| Genesis | an orgin, creation, or beginning; the origin or comping into being of something. |
| Credit Laws | are designed to protect consumers. |
