| A | B |
| You receive an outrageous telephone call from the collection agency saying you have failed to pay a bill for nearly $20,000. You explain that the correct name was used but the billing address for the account was wrong. Soon you hear from a bank in another state that you are overdrawn by $5,000 in a checking account you didn’t know you had. | Identity theft |
| Tired of the broken-down MP3 player with lousy speakers? Want to step up to a new system but are short of cash? We can make it happen today! | Rent-to-own |
| Over your head in debt? Bill collectors harassing you? Can’t sleep? We can help. We can find credit for you. It’s guaranteed! Call 1-800-123-4567. | Loan scam |
| Need cash today? Can’t wait until you get paid? You can get $50 to $500 in 15 minutes. No credit checks! | Payday loan |
| Every year, thousands of college scholarships go unclaimed. Are you skimping along simply because you don’t have “connections”? We can help. We guarantee you that we will find you a $1,000, $2,000, or even a $5,000 scholarship. All your money is returned if you are not satisfied! | College financial aid scam |
| Make big money on your home computer. Join our eel burger distribution network. Cash in on this new health food craze. E-mail your friends. They can be distributors too. | Pyramid scheme |
| Credit problems? You need not suffer forever! Let us help. We can remove bankruptcies, liens, and bad loans from your credit file forever! Join our hundreds of satisfied customers. | Credit-repair scheme |
| Here is the deal of a lifetime guaranteed to make you and your friends rich in weeks. Pay $100 to play Jack Pot. In weeks you will make hundreds more. Don’t miss out. This is your chance! | Pyramid scheme |
| You receive an e-mail from your bank indicating suspicious activity. You are directed to click on the link to update your personal information to protect your account. | Phishing scheme |