| A | B |
| Hoovervilles | By 1930 people were calling shantytowns |
| Hoover Blankets | Homeless people wrapped themselves |
| Hoover Flags | Empty pockets turned inside out |
| Hoover Takes Action | Federal Home Loan Bank Act , 1932 |
| Dow Jones Industrial Average | Measured the stock markets health |
| Speculation | Boy stocks in hopes of a quick profit |
| Buying on Margin | Paying small percent of stock's price and borrowing the ret. |
| Consumers Have Less Money to Spend | Rising Prices and Unbalanced Income |