| A | B |
|---|
| Amount due | Minimum monthly payment |
| Annual fee | A one-time yearly fee |
| Finance Charge | Total cost of using credit card including interest and finance charges |
| Late Fee | Charge for payment past due date - could increase APR |
| Minimum Monthly Payment | smallest payment to be made on account and still be in good standing |
| New Balance | Total amount owed including finance charges |
| Over Credit limit Fee | Fee for charging over credit |
| Previous Balance | Amount owed from last month |
| Transaction Fee | Charge for credit activities including ATM, cash advances or courtesy checks |
