| A | B |
| Physical well-being | taking care of your body |
| Intellectual well-being | gaining and using knowledge |
| Emotional well-being | how you feel |
| Social well-being | having a network of family and friends |
| Financial well-being future | your financial outlook |
| Financial well-being present | living within your means |
| Social well-being activity | spending time with your family |
| Emotional well-being status | involved in healthy relationships |
| Physical well-being activity | running a marathon |
| Trade-offs | giving up one thing for another |
| Opportunity costs | the value of the next best alternative that must be forgone as a result of a decision |
| Needs | goods or services required for survival |
| Wants | the desire for good or services that can increase our quality of life but are not required for survival |
| Values | a fundamental belief or practice about what is desirable, worthwhile, and important to an individual |
| Family Religion Honesty Finances | Influences on values |
| Values Needs Wants | contribute to the decisions you make |
| Understanding what influences your decisions equals | decisions that create high well-being |
| Impacts your future self | Specific-Measurable-Attainable-Realistic-Time Bound |
| Your present self | Impacts your future self |