| A | B |
|---|
| Lifestyle Conditions | Factors about the way a person lives and works that affect his/her financial income, needs, and expenses |
| age | A set of consecutive ages that tend to have similar incomes, needs, and expenses |
| dependents | People who rely on another person for primary financial support |
| economic outlook | The state of the economy, whether favorable or unfavorable, |
| education level | The highest grade in school or degree completed |
| employment status | A person’s work circumstances, whether employed or unemployed, full-time or part-time, self- or other-employed |
| health condition | A person’s health factors, whether sick or well, able or disabled, injured or not |
| marital status | Whether married or single, divorced, separated, etc. |
| Financial Life Cycle | Typical stages of wealth a person accumulates during the life cycle |
| wealth | The sum total of assets belonging to one person |
| basic wealth protection | The stage during which most people form a family, begin to work and earn money |
| wealth accumulation | The stage that includes the peak earning years, giving money to oneself |
| wealth distribution | The stage of retirement and wealth consumption, money given to chosen ones |
