| A | B |
| Money set aside and left alone for a ʺrainy day.ʺ | Emergency Fund |
| Saving money over time for a large purchase | Sinking Fund |
| Percentage paid to a lender for the use of borrowed money, or the percentage earned on invested principal | Interest Rate |
| Money today has different buying power than the same amount of money in the future | Time Value of Money |
| Interest paid on interest previously earned | Compound Interest |
| Compares after-tax income to the money people spend on a variety of items | Savings Rate |
| The five steps to financial success | Five Foundations |
| Save a $500 emergency fund | the First Foundation |
| When a person intentionally invests money in a place where it can earn more money | Wealth Building |
| The persistent rise in the cost of goods and services | Inflation |