| A | B |
|---|
| Accident Zones | an area of an interestate highway to which automobiles involved in an accident are moved. |
| aggressive driving | unsafe driving sctions, such as speeding, tailgating, running red lights, waving in and out of traffic, or "road rage". |
| bodily injury liability | automobile insurance that covers physical injury to anyone in other vehicles involved in an accident that is your fault. |
| collision coverage | automobile insurance that pays for damage to your vehicle in case of collision, no matter who is at fault; includes collisions with other vehicles, animals, or objects. |
| comprehensive coverage | automobile insurance that copensates you for physical damage to your car, including theft, vandalism, and hailstorms; it covers permaneently installed equipment, such as a stereo system but usually not detachable equipment, such as an antenna |
| declarations page | the part of an automobile insurance policy that lists important information, such as premiums, coverages, endorsements, and deductibles |
| depreciation | inautomobile insurance, the reduction in the value of a car as it gets older. |
| endorsement | an amendment to your policy that reflects any changes to the standard policy. |
| exclusions | losses not covered by a policy |
| medical expenses coverage | automobile insurance that pays for any physical injuries you or your passengers sustain while in the vehicle or while you are a pedestrian |
| personal auto policy | automobile insurance policy designed for personal use of a private passenger vehicle; the policy covers you and others named in the policy who might drive your car |
| personal injury protection | automobile insurance that compensates for lost wages or damages, regardless of who is at fault. |
| points | penalties accumulated on a person's drivng record because of traffic violations and accidents. |
| property damage liability | automobile insurace that covers damage to other vehicles or other property, such as fence or garage door, in case of an accident that is your fault. |
| restricted license | driver's license, often for teens, that has specific requirements attached, such as the right to drive alone only during daylight hours unless accompanied by an adult age 21 or over 21. |
