| A | B |
| Financial Investment | Money set aside to increase wealth over time and accumulate funds for long-term financial goals such as retirement. |
| Put-and-take account | Checking/savings account for expected and unexpected expenses |
| Beginning investing | Invest excess savings in conservative low risk investments. |
| Systematic investing | Investing on a regular and planned basis |
| Strategic investing | Careful management of investment alternatives to maximize growth of your portfolio(collection of investments) |
| Speculative investing | Additional money to be used in high risk investments |
| Inflation | A rise in the general level of prices |
| Diversification | to spread the risk of investment |
| Risk | the chance that an investment's return will be different than expected. |
| Return | the gain or loss of an investment in a particular period |
| Capital loss | the decrease in the value of an investment below the price initially paid for it |
| Commission | fees to a third party for assisting in a business transaction, such as buying or selling an asset |
| Transaction fee | flat fee that you pay each time you buy or sell stock |
| Front load | is a percentage that is charged for each stock you buy |
| Back load | is a percentage that is charged for each stock that you sell. |
| Degree of safety | risk of loss |