| A | B |
|---|
| Emergency Fund | Money that you can access quickly for an immediate need. |
| Speculative Investment | A high risk investment made in the hope of earning a large profit in a short time. |
| Retained Earnings | Profits that are reinvested. |
| Investment Liquidity | The ability to buy or sell an investment quickly without substancially affecting its value. |
| Equity Capital | Money that a business gets from its owners in order to operate. |
| Dividends | Distributions of money, stock, or other property that a corporation pays to stockholders. |
| Common Stock | Provides the basic form of corporate ownership, and entitles you to voting privileges. |
| Preferred Stock | A stock that gives the owner the advantage of receiving cash dividends before common stockholders receive any. |
| Corporate Bond | A corporation's written pledge to repay a specified amount of money with interest. |
| Government Bond | Written pledge of a gov't or municipality to repay a specified sum of money with interest. |
| Mutual Fund | an investment alternative in which investors pool their money to buy stocks, bonds, & other securities based on selections of professional managers who work for an investment company. |
| Diversification | The process of spreading your assets among several different types of investment to lessen risk. |
| Financial Planner | A specialist who is trained to offer specific financial help & advice. |
| Tax-Exempt Income | Income that is not taxed. |
| Deferred Income | Income that will be taxed at a later date. |
| Capital Gain | Profit from the sale of an asset such as stocks, bonds, or real estate. |
| Capital Loss | The sale of an investment for less than its purchase price. |
| Prospectus | A document that discloses information about a company's earnings, assets, & liabilities. |
