| A | B |
| hypothetical | based on a premise rather than having substance in reality |
| principle | a law, doctrine, or assumption on which action or behavior is based |
| inherently | existing or belonging to something as an essential or inborn part of its nature; innate |
| ethical | morally justified; conforming to a set of moral principles |
| psychologist | someone who studies the science of the mind and behavior |
| conventional | adhering closely to accepted customs and standards |
| solicitation | the act of trying to obtain by persuasion, formal request, or pleading |
| pitfall | an unexpected or hidden danger |
| financial independence | the state of having sufficient personal wealth in order to provide for one's own expenses |
| interest rate | the percentage that a borrower must pay to a lender |