| A | B |
| Bank Fraud | act of obtaining credit, assets, money, funds, or securities under the custody of a financial institution through false pretenses |
| Electronic Fund Transfer Act | Provides consumers gainst unauthorized electronic fund transactions including debit and credit card purchases, ATM withdrawals, and automatic bank account withdrawals |
| Federal Deposit Insurance Act | Created to maintain the public's confidence in banks and encourage stable banking practices |
| Home Equity Loan Consumer Protection Act | Requires creditors to disclose the conditions, rates, and terms of home equity loan plans |
| Home Equity | The current market value of a home minus the remaining mortgage balance |
| Rights to Financial Privacy Act | Grants consumers' personal financial records a reasonable amount of privacy from federal government searches |
| Thrift and Bank Fraud Act | increased the government's ability to combat bank fraud |
| EFT | Electronic Funds Transfer - ways to transfer money via computer, smart phone, or any digital device |
| FDIC | Federal Deposit Insurance Act |