| A | B |
|---|
| Active | money is very active . . . it is always moving and can be utilized in many ways. |
| ATM Card | Automated teller card which allows you to make transactions in automated teller machines |
| Budget | cash flow plan; assigns every dollar to a specific category/expense at the beginning of each month. |
| Carbon Checks | Checks that have a second copy behind them made of special paper which makes a copy of each check as you write them. |
| Currency | money |
| Debit Card | type of card, often bearing the seal of a major credit card company, issued by a bank and used to make purchases; unlike a credit card, the money comes directly out of a checking account; also called check card. |
| Discipline | self control used in directing behavior; thekey to wealth building is being consistent over time. |
| Envelope System | series of envelopes, divided into pre-determined categories, used to store cash for planned monthly expenses; self-imposed discipline tool to assist people in managing their monthly finances; possible categories include food, entertainment, gas, etc. |
| Hoarding | Collecting unneeded items or much more than necessary and then guarding them. |
| Impulse Purchase | to buy an item without thinking about it. |
| Persistent | Refusing to give up. |
| Pro-active | to have a strong initiative; when one happens "to" things. |
| Procrastinate | to put off until later; waiting until the last minute. |
| Reconcile | To match your bank statement with your checkbook, preferably within 72 hours of receiving the statement. |
| Zero-based Budget | cash flow plan that assigns an expense to every dollar ofone's income, wherein the total income minus the total expenses equals zero. |
