| A | B |
| Budget | Cash Flow plan |
| Bounced Checks | A sign of crisis living |
| Zero-Based Budget | Spend every dollar on paper before the month begins |
| Reconcile | Checking your bank statement against your account register |
| Impulse Purchase | Buying without thinking |
| Envelope System | Used to pay cash for planned monthly expenses |
| Non-Sufficient | Fee for an overdrawn account |
| ATM/Debit Card | Must have the money in the bank in order to use |
| Lump Sum Planning Form | Used to help plan for annual expenses |
| Irregular Income Form | Used when you don't have a predictable monthly income |