| A | B |
| the type of work you do | occupation |
| covers damage to another person’s property for which the policy holder is responsible | liability insurance |
| number of career clusters recognized by state of Indiana | 16 |
| Tax forms must be filled out and sent in by this date | april 15th |
| Communicating effectively with your peers, solving problems, and writing | Transferrable Skills |
| When workers use technology to work from home or an office center | Telecommuting |
| electrician, auto technician | examples of people who like to work with "Things" |
| someone who likes using their hands would be considered this type of learner | Kinestetic |
| The work you do for pay is called your | Job |
| informal conversation that allows you to ask questions to learn more about a career | exploratory Interview |
| insurance covers damage to your car that is NOT caused by a wreck | Comprehensive |
| Limiting jobs, Creating additional jobs,Forcing workers to adapt and learn additional skills | how technological advances have changed the work foce |
| economic system would have the government controlling everything and making all decisions for the people | communism |
| first step in creating a network | creating a contact List |
| proper resume legnth | 1 page |
| first step in making a budget | Keeping records |
| summary that one creates to highlight his or her education, work experience, and personal information | resume' |
| standard form that requires a job applicant to answer specific questions about his/her skills, work experience, and education | Application |
| If you are offered a job after an interview, you have this long to politely consider the offer | 24 hours |
| questions concerning gender, race, medical issues are considered | unethical and often illegal question to ask job applicant |
| amount a policyholder must pay for a loss before the insurance company begins paying | deductible |
| An oversimplified and distorted belief about a person or group | stereotype |
| income is greater than your expenses | surplus |
| financial instruments represents ownership of a corporation | stock |
| employers and teachers examples of good | reliable references |
| expense that changes either in amount or frequency | flexible expense |
| form of insurance that protects your dependents in the event of your death and builds a reserve of money that you can borrow against or collect when you retire | Whole life insurance |
| An oral or written notice to an insurance company to request payment for a loss | claim |
| The person who needs life insurance the most | married person with children |
| income and expenses are equal | balanced budget |
| indicator of poor budgeting or a lack of financial self-control | deficit |
| America is this type of economic system | Capitalism |
| amount of money that is left after the subtraction of deductions from the salary | Net Pay |
| an investment that is managed by professionals on your behalf | Mutual Funds |
| Losses or risks that an insurance policy will not cover | Exclusions |
| how easily you can convert your investment into cash | liquidity |
| example of career found in Scientific Research | Biologist |
| sector most new jobs in the United States will be in | service providing |
| stock broker, financial advisor examples of this type of cluster | finance |
| omeone who chooses to be an accountant, statistician, or finance manager probably prefers to work with | data |
| Money you put aside for needs that you cannot anticipate | emergency fund |
| amount of money that you make after taxes are taken out | net income |
| insurance covers damage to your car that is caused by a wreck | collision |
| amount a policyholder pays for insurance each month | Premium |
| insurance provides protection for your dependents in the event of your death for a set number of years | term life |
| example of a fixed expense | rent, car payment |
| formal visit to someone's workplace to learn more about a career | Job Shadow |
| things you know how to do | skill |
| number of references needed on job application | 3 |
| type of resume' to be used when applying for a job | chronological resume' |
| 60-80% of people find their jobs through | Networking |
| The most important factor that many employers consider when hiring a new employee | previous work experience |
| N/A indicates what on a resume | not applicable |
| Reveal how you think under pressure, get you to be negative, rattle you | purpose of tough interview questions |
| Manners and behaviors of people in certain situations | etiquette |
| way for U.S. to decrease its debt, | increase taxes |
| percentage of medical expenses that the policyholder much pay with the insurance company | coinsurance |
| A short-term job set up through your college that can be paid or unpaid | internship |
| brief note that introduces you to an employer that accompanies a resume | cover letter |
| employers expect this from new workers | willingness to learn |
| experiencing inflation, getting married, changing jobs | causes for budget change |
| important to always do this when meeting someone in an interview | give firm handshake |
| interviewers will typically ask about | strengths and weaknesses |
| always arrive how early to an interview | 15 minutes |
| A series of related jobs or occupations built on a foundation of interests, knowledge, training and experiences | career |
| 2 types of references | personal and professional |
| something that can affect your personal finances | economic changes |
| businesses are LESS profitable and typically must lay off employees during this economic state | recession |
| avoid using this in cover letter | "I" |
| different cultures, religions, backgrounds | examples of diversity in the workplace |
| a form that your employer will give you that details your payroll and tax history | w2 |
| put occupations in a group based on commonalities | career clusters |
| person who does not officially hold the interview but can have a heavy influence on whether you get the job or not | gatekeeper |
| purpose of the resume and job application | to get an interview |
| is social security tax and medicare tax put together, it stands for Federal Insurance Contributions Act | FICA |