| A | B |
| directory | a computer file that contains many files on a broad topic |
| depression | a severe ongoing sadness and hopelessness that makes it difficult to go about your daily life |
| deposit | money that you put into your account |
| defensive | closed to other people’s opinions about you or your actions |
| deduction | a qualifying expense that you are allowed to subtract from your income for tax purpose |
| deductible | the set amount that you pay out of pocket before the insurance company pays anything |
| debt | the state of owing money |
| database | an organized collection of information stored on a computer |
| criteria | standards of judgment for comparing and evaluating choices |
| credit bureau | an agency that collects information on how promptly people and businesses pay their bills |