| A | B |
| PFP Planning your spending, borrowing, and saving are all aspects of ______________. | personal financial planning |
| PFP ____________ is the value of the next best choice that one gives up when making a finance decision. | Opportunity cost |
| PFP ___________ is a legal process in which a court takes over some of the finances of a person who is unable to pay his or her bills. | Bankruptcy |
| PFP The "S" in SMART represents _______. | specific |
| PFP Something unnecessary but desired is a _______. | want |
| PFP _______ are anything that you own. | Assets |
| PFP A strategy for putting a portion of money from current income aside to reach a specific goal is called a(n) _______ | spending plan |
| CAREERS A(n) ___________ is an official document stating a person has met some standard for training or knowledge. | certification |