| A | B |
|---|
| Abilities | The things you do well |
| Annual fee | A yearly fee |
| Aptitudes | Your natural talents |
| APR | Annual Percentage rate is the amount of interest charged for any unpaid balance |
| Bank | A for-profit institution that offers personal loans, mortgages, and other services |
| Bankruptcy | A legal process that gives a debtor protection from creditors |
| Budget | A record of income and spending and a plan for managing money |
| Career Cluster | A grouping of jobs and industries related by skills or products (16) |
| Cash | Money in the form of bills or coins |
| Check | A written order for a bank to pay money |
| Compound Interest | Interest on the principal and the accumulated interest on a deposit or a loan |
| Credit | The amount of financial trust extended to a person or a business by a lender; or a loan |
| Credit card | A card authorizing the holder to buy goods and services that can be paid for later |
| Credit limit | The maximum a cardholder can borrow. |
| Credit report | A record of a person's financial information; address, SS#, current and previous employers, income, credit card accounts with amounts owed and payment history, and loan information |
| Credit Score | A standardized measurement of the potential to repay a debt |
| Credit Union | A not-for-profit cooperative that offers bank services and is owned by its members |
| Debit | An amount deducted from a bank account |
| Debit Card | A card that looks like a credit card but operates like cash; money is immediately subtracted from the cardholder's bank account when the purchase is made |
| Debt | Money owed |
