| A | B |
| attainable | determine steps to reach the goal |
| education goals | enable individuals to prepare for future success in the workplace |
| financial goals | specific objectives to be accomplished through financial planning |
| goals | an observable and measurable end result having one or more objectives to be achieved within a more or less fixed timeframe |
| long term goals | take a year or more to reach |
| measurable | include how the goal can be meausred |
| realistic | do not set goals for something that cannot be accomplished |
| self-development | activities that improve awareness, develop talents, facilitate, employability, and enhance quality of life |
| short-term goals | objectives that take less than a year |
| specific | state exactly what is to be done |
| time bound | state when the goal will be met |
| visualize | form a mental picture |
| innovation | something new |
| invention | to produce for the first time through the use of imagination or as ingenious thinking and experiment |
| paradigm innovation | involves a significant change in thinking |
| position innovation | the purpose of a product is changed |
| problem solving | finding solutions to obstacles of problems |
| process innovation | occurs when a business changes how something is done |
| product innovation | occurs when a business either creates or improves a product |