| A | B |
| Backwards planning | A strategy in which you start with the end goal and plan backwards to determine the steps needed to get to that end goal |
| Career pathway | A series of connected education and training programs that allow you to secure a job and then to advance within an industry or occupation |
| Debt‐to‐income ratio | A standard tool that calculates whether a borrower will have difficulty meeting his or her loan repayment obligations |
| Job outlook | The demand for a particular job when you are qualified and ready to enter the field |
| Transferable skills | A special ability to do something that can be used in one job or career that can also be used in another |
| Certification | proof or a document proving that someone is qualified for a particular job, or that something is of good quality |
| Associate Degree | the level of achievement recognized for a student by a community college after two years of study |
| Bachelor's Degree | a first degree at a college or university; B.A. or B.S |
| Master's Degree | an advanced college or university degree: An MA and an MS are both one |
| Doctorate Degree | one of the highest-ranking degrees given by a university; a PhD and EdD |