A | B |
Electronic Fund Transfer Act | Report where an ATM card is lost or stolen. You can be liable for ups to $500 or more |
Consumer Credit Protection Act | You must be told annual perentages, rate, potential cost or any special terms. |
Fair Credit Reporting Act | Regulates the type of information that can be on a credit report. Also specifies who can see a copy of your credit report |
Consumer Leasing Act | Lease agreements including terms, number of leases and amount of payments. Penalties must also be spelled out. |
Truth In Lending Act | Law requries disclosure of the cost and terms of credit cards and other loans. Limits liability of credit cards to $50. |
Equal Credit Opportunity Act | Prohibits discrimination due to national origin, gender, marital status, or age |
Fair Credit Billing Act | protects you against billing mistakes on disputed items that cost $50 or more. Also unauthorized charges. |
Fair Debt Collection Act | debt collectors can not harass, oppress or abuse you in order to collect a debt. |