| A | B |
| a peron who values security is more likely to | save money rather than spend it |
| never do this when communicating about money | manipulate |
| divorce, stress, and conflict can occur when | couples do not share goals and values in how they manage money |
| If you value freedom and spontaneity, you're more likely to be a | spender |
| honestly communicate your wants, needs, and money goals while also being a good listener when you are doing this | communicating with your parents about money |
| Impulse buying due to lack of an accountability partner, not keeping a written budget, time, poverty and fatigue are all challenges typically faced by whom | young single adults |
| a time when it's okay to hide purchases from your spouse | NEVER |
| For women this factor is the most important key to financial security | emergency fund |
| Men tend to get good deals by | negotiating |
| The flow of money in a family is a good representation of their | Value system |
| who is supposed to do the financial decision making in a marriage | BOTH spouses |
| The number-one cause of divorce in America | money fights |
| great way for a young person to avoid making money mistakes | seek advice from trusted adult |
| communicating money goals w people close to you hepls provide | accountability and encouragement |
| it easier to manage money when | someone holds you accountable |
| A written plan gives the single person | empowerment, self-accountability, and control |
| important component when managing money | a person's value system |
| 3 important elements in handling family finances | Communication, teamwork, and consistency |
| provides an opportunity for marriages to improve whehaving trouble with money fights | money management |
| you should always show this when discussing money with your parents | honor and respect |
| Discussing important financial matters with household members can reduce | conflict |
| The quality or state of being responsible, liable or answerable | Accountability |
| A person who thinks that everything will work out fine and typically hates to deal with the details | Free Spirit |
| A person's priorities, beliefs, and standards that affect how he or she views the world | Value System |
| A situation in which a person is lacking time, which leads to stress | Time Poverty |
| A person who is picky about budgeting and details | Nerd |
| The result of achievement toward which effort is directed | Goal |
| A process by which information is exchanged between individuals | Communication |
| The state of being free from danger or threat | Security |
| Cooperative and coordinated effort on the part of a group of persons acting together in the interest of a common goal | Teamwork |
| A confidence and satisfaction in oneself | Self-esteem |