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| Josie is super excited—in today’s mail she received a letter that she was selected to represent her new school on the university track team! She is not only excited because she will earn a scholarship and loves track, but she will also get to travel to neighboring states for track meets. | Underline any information in Josie’s Depository Institution Comparison Chart that might help Josie make a choice related to this new information. |
| As an early graduation gift, Josie’s grandmother purchased a smart phone for her. She immediately grows to enjoy the phone’s efficiency and quickly learns that apps may be used in many different ways—not only for fun and communications but also for managing her finances. | Write an “x” next to any information in Josie’s Depository Institution Comparison Chart that might help Josie make a choice related to this new information. |
| Since Josie is still learning about how to best manage her finances, she has been making some mistakes and not writing down every transaction. This resulted in four instances where Josie had insufficient funds to cover all the transactions she had authorized in the last six months. | Place a checkmark beside any information in Josie’s Depository Institution Comparison Chart that might help Josie make a choice related to this new information |
| Each month, Josie will need to pay her automobile insurance, cell phone bill, and tuition. She will also need to write some checks or use a debit card for purchases such as textbooks, food, and entertainment. | Circle any information in Josie’s Depository Institution Comparison Chart that might help Josie make a choice related to this new information. |
| Josie is still learning to be responsible with her finances, and sometimes forgets to write down every transaction. She will need an easy, quick way to check her recent transactions as well as her current checking account balance. | Write a “%” next to any information in Josie’s Depository Institution Comparison Chart that might help Josie make a choice related to this new information. |
| Josie’s sister opened an account at a depository institution and later learned that the monthly fees made her responsible for nearly $50 a month in charges. Josie wants to avoid this costly mistake. | Draw a box around any information in Josie’s Depository Institution Comparison Chart that might help Josie make a choice related to this new information. |
| Since she will be on a tight budget as a college student, she would prefer if she didn’t have any minimum balance constraints on her checking account. | Draw a star next to any information in Josie’s Depository Institution Comparison Chart that might help Josie make a choice related to this new information. |
| In an effort to save extra money, Josie would like to find a depository institution that offers additional earnings for deposits. | Draw a “$” next to any information in Josie’s Depository Institution Comparison Chart that might help Josie make a choice related to this new information. |
