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Medical Insurance-ch3

The Legal Environment

AB
abuse(in Federal Law): action that misuses government money allocated to certain uses, such as Medicare. "To bill when it's not necessary"
auditinvestigators review selected records for compliance with accepted documentation standards
breach of contractif eith "competent medical care" is not fairly exchanged by "payment of fee"as agreed by contract promise(IMPLIED legal contract)
compliance planto find compliance problems and correct them before a liability occurs
comfidential informationinformation including all but a few facts in the patient's medical record
contractenforcible agreement in which specific promises are made
fraudact of deception used to take advantage of another person or entity "to bill when the task was not done"
HIPPAHealth Insurance Portability and Accountibility Act:legislation for action against medical fraud and abuse in Medicare, Medicaid, and private payers
libelwritten information given out with the intent to harm the reputation of the patient
medical professional liabilityresponsibility for providing the state-required standard of care to their patients
negligencewhen health care professionals fail to perform their medical duties properly
nonconfidential informationa person's name, dates of service,verification of hospital admission
qui tam"whistle blower" The accusor(=relator)is protected against employer retaliation & may be entitled to 15-25% of fine paid by accused
respondent superiorlaw in which employer is responsible for an employee's actions(physicians can be charged for fraudulent behavior of any staffmember)
slanderoral information given out with the intent to harm the reputation of the patient.
supoenaan order of the court directing a party to appear and testify
supoena tecum ducesdirects the person and his medical record to appear in court
OBRAEmergency Release of Information Without Consent"Omnibus Budget Reconsiliation Act"
4 ways for release of information to be transmittedfaxing, telephone, mail,electronic transmission
HIPAAgoverns fraud and abuse enforced by office of inspector general(OIG)
E &O insuranceError and Ommission insurance (for coders)
Four examples of fraud and abuse1)billing for services not performed,2)billing at a higher level than was carried out,3)performing and billing for procedures not related to patient's condition and thus not medically necessary;5) billing twice for same service
Medical standard of careusing the care and expertise that under the circumstances could be reasonably expected of a professional with similar experience and training
Non-confidential informationPatient's name, dates of service, verification of hospital admission,physician's brief statement of condition
owner of patient medical records (progress notes, reports and other info)provider entity that created them (could be a physician in private practice, or a facility, such as a clinic or hospital)
owner of patient medical record informationbelongs to the patient, who also controls the amount and type of info. that is released
three guidelines BEFORE release of patient info.1)must be documented in patient's medical record;2)must be written, signed and dates;3)AHIMA suggests release should be w/i six mo. of date info. is disclosed
items specified in release of informationto whom;what;reason;conditions for authorization to expire
guidelines AFTER info. is authorized for releaseoriginals not released, but numbered and photocopied;2)pertainent to specific request;3)fee charged for accessing and copying documents;4)patient's medical recod must document each release of info.;5)no release if situation is unclear
situations when authorization for R.O.I are unnecessarywhen another provider in same practice/clinic has same patient & requires info;emergency treatment;when patients are transferred between institutions
exceptions to confidentiality requirementscourt order;worker's comp. cases;statutory reports;research
reaease under court order (subpoena)official(+court case # and attorney's name and phone#);2)trial date & time verified;3)verify patient's name was patient of physician;4)notify physician of subpoena;5)check subpoena for completeness and document number of pages and content;6)store records in locked safe;7)photocopy material, if permitted by state;9)testify regarding the record, if required
worker's comp casesrecords can be released without authorization to employers in comp. cases ;Also to Worker's Compensation Administration board and to insurance companies handling claims for the state
statutory reportspatient's births, deaths and cases of abuse; also, communicable diseases like rabies, hepatitis and tuberculosis
research datapatient's medical records may be available to researchers approved by the practice, but patient's names may not be identified
release by faxused when quick approval is needed (preauthorization request to third party payer to proceed with urgent procedure)Fax documents ALWAYS preceeded with a cover letter or memo, which should contain a confidentiality notice
release by mailmost common method:"certified letter"
telephonemust verify caller's ID and their need to know requested facts.All calls are documented to record person or organization requesting info;date;info supplied; and to whom supplied
electronic transmissionusually over special communication lines between patient billing systems to third party payers Sometimes by e-mail
medical practice compliance planaudit and monitor compliance in coding and billing;2)develop written policies/procedures =consistant;3)provide ongoing staff training & communication;4)respond to and correct errors
additions to compliance plan(EEO)hiring and promotion policies;2)OSHA.regs:(fire safety and handling of hazardous materials ;2)
strategies to avoid fraud/abuseupdated coding knowledge;read 3rd party regs;internal audits;file written correspondence with govern-ment sponsored and other payers;clarify coding/billing questions with physicians;use info from denied claims to modify procedures as needed
examples of negligencephysician's assistant may wrongfully dispense medication;2)RN may not act when situation needs it(failing to treat AIDS)

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