| A | B |
|---|
| Borrower | Someone who receives payments with a promise to repay |
| Lender | A person or organization who makes funds available for others to borrow |
| Credit History | Record of a person's past credit-related transactions |
| Credit Report | A person's detailed credit history |
| CRA | Credit reporting agency |
| Closed-end Credit | Installment credit; paid back in equal payments |
| Open-end Credit | Revolving credit; credit cards |
| Credit Score | Numerical summary of a person's credit history |
| Co-Signor | Equally responsible for paying back debt. |
| Annualcreditreport.com | Only government sponsored credit website |
