| A | B |
| US Treasury Department | Must be notified of deposits $10,000 or more. |
| Check Cashing Stores | Typically charge high fees. |
| FDIC Insured | Bank and/or Credit Union Deposits |
| Bank Safe Deposit Box | Best place to store valuable |
| Personal Check Hold duration | 3 to 7 days |
| Uncollateralized loan | Personal loan with no assets to cover loan amount |
| Collaterized loan | Pawnshop transaction |
| Bankruptcy duration | 10 years |
| Open End Credit | Store Charge Cards |
| Monetary Policy | Regulates money supply |
| Capital Gains | Increases wealth |
| Disposable/Discretionary Income | Mone left over after bills are paid |
| Goal | Achieved within a defined time period |
| Stock Broker/Financial Consultant | Gives financial advice |
| Securities and Exchange Commission (SEC) | Issues stocks and bonds |
| Usury Laws | Prevent overcharging interest |
| Finance Charge | Lenders charge to borrow money |
| Personal Property Floater | Insurance for expensive personal items |
| Death Benefit/Face Value | Life insurance coverage amount |
| Long-term fixed rate borrowers | Benefit most from inflation |