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Medical Insurance 12

Medicaid

AB
catagorically needypersons with low incomes and few resources; and certain Medicare beneficiaries with low incomes
Children's Health Insurance Program (CHIP)health insurance coverage for uninsured children coming from low income families whose incomes are not low enough to qualify for Medicaid
crossover claimclaims billed to Medicare and then submitted to Medicaid
Federal Medicaid Assistance Percentage(FMAP)amount of payment by federal gov. to state based on state's ave. per capita income in relation to national income average
MediCalprogram for California residents which provides Medicaid coverage to medically needy individuals-those with high medical expenses but low financial resources-(but not low enough to receive cash assistance)
medically needythose with high medical expenses and low financial resources (but not low enough to receive cash assistance)
Medi-Medi beneficiaryindividuals eligible for both Medicaid and Medicare benefits
payer of last resortrefers to Medicaid, since it is always billed after another plan has been billed, if other coverage exists
restricted statuspatient is restricted to see a specific physician or use a specific pharmacy
spend downa state-offered progran in which individuals are required to spend a portion of their income or resources to be at or below the the state's income level (resets at start of each month). Then Medicaid takes over payments
Temporary Assistance for Needy Families (TANF)benefits to catagorically needy families
Welfare Reform Actreplaced the AFDC program with TANF. Some individuals receiving TANF payments are limited to a 5-year benefit period

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