| A | B |
|---|
| Capacity | Ability to pay a debt when it is due. |
| Character | Willingness to pay a debt when it is due. |
| Capital | Value of borrower's possessions. |
| credit | Privilege of using someone else's money. |
| creditor | One who sells on credit or makes a loan. |
| credit rating | Reputation established for paying debts on time. |
| credit reference | Individuals from whom you have received credit in the past. |
| debtor | One who buys on credit or receives a loan. |
| loan credit | Borrowing money for a special purpose. |
| sales credit | Credit that is offered at the time of sale. |
| trade credit | Business receives goods from a wholesaler and pays at later date. |
| trust | Creditor's belief that the debtor will honor the promise to pay later. |
