| A | B |
| Income | a job is a reliable source of ? |
| Bills | A job helps pay the ? |
| Budget | Following a ? is a wise financial move |
| Monthly | Having a ? budget helps with spending decisions |
| Expenditures | Try to avoid unnecessary ? |
| Retirement | Longer life expectancies have affected ? plans |
| Emergencies | Savings help to prepare for unexpected ? |
| Savings | Putting aside money in a ? helps prepare one for a 'rainy day' |
| Benefits | Enjoying products without fully paying is one ? of using credit |
| Investing | Using student loans places one in debt, but also demonstrates ? in oneself as well |
| Budget | Creating a household ? usually allows for savings and emergency expenditures. |
| Income | A reliable source of ? is having a job. |
| Personal Money Management | A system of managing your money resources |
| Income | A person needs ? in order to financially responsible. |
| Plan | A retirement ? helps one plan for the future. |
| lose | Generally, most retirees ? their primary source of income. |
| debt | All ? is not bad, sometimes one borrows to invest in themselves. |
| credit | Sometimes too much debt prevents you from receiving ? in the future. |
| emergency | Excessive spending leaves less money available for ? |
| expenses | Budgets usually help manage and eliminate unnecessary ? |