| A | B |
|---|
| Needs | Things necessary to survive |
| Wants | Extras that add to the quality of life |
| Goals | A desired end toward which efforts are directed |
| Identity | Who you are |
| Values | Ideals which are important to you |
| Lifestyle | Way people choose to live their life |
| Aptitudes | Natural, physical, or mental abilities |
| Interests | Things you like to do |
| Personal Qualities | Things that make you unique |
| Job | Temporary way of earning money |
| Career | Long term way of earning money |
| Resume | Summary of skills, experiences, schooling, and references |
| Work History | Record of the jobs you've held and how long you stayed at the job |
| Interview | Meeting with potential employers to show your hire ability |
| References | List of people who will speak highly of you |
| Cost of Living | Average cost of basic necessities of life |
| Benefits | Perks offered by your employer |
| Taxes | Compulsory charges imposed on citizens by local, state, and federal governments |
| Progressive Tax | Takes larger share of income as the amount of income grows - income tax |
| Regressive Tax | Takes smaller share of income as the amount of income grows - sales tax |
| Proportional Tax | The tax rate stays the same regardless of income - property tax |
| Form W4 | Determines the amount your employer will withhold from your paycheck for income taxes |
| Exemptions | Claims which allow you to have fewer/no federal taxes withheld from your paycheck |
| Allowances | Reduces the amount of taxes withheld from your paycheck |
| Form W2 | Form used by employers to report employee income |
| Gross Pay | Total amount earned before any deductions are made |
| Net Pay | Take home pay after all deductions |
| Deductions | Amounts subtracted from your gross pay |
