| A | B |
| Your house is destroyed by a tornade and you need to rebuild. | Home Owner's Insurance |
| Your apartment is flooded and you need to replace your clothes and furniture. | Renter's Insurance |
| Your care is stolen and you need a replacement car. | Comprehensive Insurance |
| You hit someone ele's car and damaged it so you need to pay for the car's repairs. | Liability Insurance |
| The car you are driving causes and accident that injures someone else. | Liability Insurance |
| You hit a deer with your car and you need to repair it. | Collision Insurance |
| You get food poisoning and visit the mergency room. | Health Insurance |
| You fall down in your front yard and break your leg. | Health Insurance |
| You cause a vehicle accident in your car and receive an injury. | medical payments Insurance |
| Your car is totaled in an accident caused by someone without liability insurance. | Uninsured Motorist Insurance |
| You break your leg playing basketball and are unable to work for three months | Disability Insurance |
| A neighbor child falls out of a tree on your property and breaks their arm. | Homeowner's Insurance |
| someone breaks into your apartment and steals your television. | Renter's insurance |
| Your friend is injured while riding in your car when you collide with a tree. | Medical Payment Insurance |
| Yourcar is in the garage when your house burns down. | Comprehensive Insurance |
| Ther person who hit your car does not have enough insurance for medical. | Uninsured Motorist Insurance |
| You lose control of your car and it rolls. You now need to repair your car. | Collision |
| An unexpected death of a family member results in funeral expenses. | Life Insurance |
| A sudden death of a family member results in funeral expenses. | Life Insurance |
| A sudden death of a family member results in a loss of income. | Life Insurance |
| After back surgery, you are unable to work for six months. | Disability Insurance |